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You might feel safe riding in an Uber, but just how trustworthy is your driver? Suspicious hiring practices, lack of driver training, and a reputation for escaping accident liability put riders at risk when taking Ubers in San Bernardino. It may be difficult to receive fair and full compensation from Uber’s insurance company – especially if you don’t hire legal representation.
The San Bernardino Uber accident lawyers at DiMarco | Araujo | Montevideo have experience going up against major corporations and their insurance companies in California. We understand how Uber’s insurance policy operates and how to negotiate with their claims adjusters. We are confident we can obtain the best possible results for injured accident victims through our unwavering commitment to the client. Contact us to learn about your case through a free legal consultation.
One of the first questions most Uber accident victims ask is, “Who will cover my damages?” If you were a rideshare passenger at the time of your crash, Uber’s $1 million insurance policy should step in to pay for your accident-related medical bills, lost income, and property damage. As an Uber driver, damage recovery comes with stricter limits. Uber expects your personal vehicle insurance company to cover your damages, at least in part, after an at-fault accident.
If you’re logged into the Uber driver app and waiting for a ride request, Uber’s insurance will cover your liability to a third party if you cause an at-fault accident. This can include another driver or a pedestrian. Uber will cover at least $50,000 per person and $100,000 per accident for bodily injury and $25,000 for third-party property damage. Your own insurance may also cover damages. Uber will not cover your damages if you were not logged into the app at the time of the accident, even if you were about to sign on and start taking riders.
If you were a third-party driver, bicyclist, or pedestrian and an Uber driver struck you, Uber’s insurance should cover your damages as long as you were not at fault. It is up to you to file a claim with Uber’s insurance company and report your damages. If the company believes you were partially at fault or if you miss a deadline or filing requirement, Uber might deny your claim. Contact our San Bernardino Uber accident lawyers for any questions you might have about Uber’s insurance after an accident.
Crash claims involving an Uber driver are complex. Since the claim involves a company and one of its independent contractors, injured parties might not know where to turn for damage recovery. Uber extends insurance coverage in some situations, but may not offer enough to fully cover your damages. In other cases, Uber might try to shirk responsibility for the accident entirely, leaving victims to figure out how they will pay for their bills on their own.
It’s important that you hire an Uber accident attorney after a San Bernardino Uber accident. The lawyers at DiMarco | Araujo | Montevideo can immediately go to work on your case after your initial phone call. We’ll investigate your Uber accident, gaining access to police reports and medical records. Our investigators can preserve and collect important evidence, such as the Uber driver’s cell phone records and driving history.
We can then find out what insurance period applies to the accident and make sure there is enough available coverage for crash victims. Next, we’ll help you secure maximum compensation through aggressive claim negotiation tactics. We have experience going head-to-head with major corporations and their insurance companies. We won’t hesitate to take your case to trial if that’s what it takes for the best possible results. Find out more about our Uber accident services – contact us today.